mortgage loan â ė§ęļ ëŽīėĻ ėžėī?
4 percent of mortgage holders were behind on their payments, the same levels as previously.
Only 1.4 percent of mortgage holders were behind on their payments, the same levels as previously. Photo: fantasista/123RF More than 40 percent of people with home loans are paying more than the minimum required, which can save them significant amounts of money over the life of their loans. Data from the NZ Banking Association shows that total home lending rose 17.5 percent in the six months to December, and almost a quarter of new home loans went to first-home buyers. There were 70,811 new home loans in the period, up from 60,249 in the first half of 2025. The average value of all new home lo
